Assurena Insurance Agency is an independent insurance brokerage agency that carries some of the best coverage options in the entire New USA.

Our Contacts

88 Centre Street North,
Toronto L4W 1C9
advisor@assurena.com admin@assurena.com
+1 (419)-507-0468
+1 (213)-345-0468

Working Hours

Monday
9.00 - 5.00
Tuesday
8.00 - 5.00
Wednesday
8.00 - 5.00
Thursday
8.00 - 5.00
Friday
8.00 - 4.00
Satureday
Closed
Sunday
Closed

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We make it easy to shop for Health Insurance

Individual Health Insurance In Toms River NJ

Be certain you visit TMG Insurance Services first when you are looking for a local health insurance broker in NJ when you’re looking for in NJ. The Affordable Care Act offers a large number of protections and a large number of plans for health care are available for residents of New Jersey in a broad array of budgets. However, this doesn’t mean getting coverage is stress-free and easy. At TMG Insurance Services, however, we feel like it should be. To help you figure out what the ideal plan for your budget and lifestyle will be and get you connected as easily and quickly as possible, just speak to one of our experienced professionals. Make us your first stop on your search for a local health insurance broker in New Jersey.

Health Insurance Licensed Broker New Jersey

There’s a large number of advantages to working with us if you are browsing for family, individual or business group health insurance in NJ. These are a few examples:

  • We can connect you to a large number of kinds of plans
  • It’s simple to compare and contrast plans
  • A-rated insurance companies work with us
  • Free-of-charge to talk with an agent

Our goal is to make a difference in the lives of local New Jersey residents by ensuring they have the coverage they require for better health in the long-term. We are such an ideal option when you need a special enrollment health insurance agents in New Jersey for this reason.

Health Insurance NJ

A large number of people find themselves in need of a health insurance licensed specialist in NJ. The whole concept behind the New Jersey health care exchange is making sure affordable health care is available for everyone. The state of New Jersey actually requires you to obtain covered whether through your employer or individually or else you will have to pay a penalty via tax. This doesn’t mean it is always easy to look at all the plans available, however. It’s easy to feel overwhelmed. However, feeling paralyzed by all the available alternatives is totally normal. The process of searching through plans and taking all the essential factors into account keeps a large number of people from getting coverage despite the fact that they genuinely need it. That is where TMG Insurance Services comes in. We can make it simpler to compare and contrast a considerable number of plans from A-rated carriers to be sure you’re obtaining precisely what you need for the right price for you. There’s no need to struggle on your own when you’re looking for a licensed health insurance agency in NJ. TMG Insurance Services is here to help.

Obamacare Health Insurance In Toms River NJ

Family, individual or business group health insurance in New Jersey is not something that is capable of being obtained on a one-size-fits-all basis. There are so many different plans on the health insurance exchange as a result. Hoping to find the ideal plan for your needs? Considering the following things is essential:

  • Coinsurance amounts
  • Copay amounts
  • Coverage for prescription drugs
  • What coverage is available
  • Your deductible

Even when you are already familiar with health insurance plans, this might seem like a lot to go through. This is why making sure you have a qualified partner on your quest for the ideal health care coverage is a vital first step. We’re here to fill that gap at TMG Insurance Services and make certain local residents experience less stress while obtaining coverage. Are you looking for family, individual or employee group health insurance in NJ? Experience the difference we’re capable of making by visiting us first at TMG Insurance Services.

Finding Individual and Family in New Jersey

As a health insurance licensed specialist in New Jersey, we don’t just ensure you’re connected with health insurance at TMG Insurance Services but dental insurance as well. In terms of both your social life and your health, your smile is very important. However, a large number of people go without dental insurance, even if they have health insurance. When you’re looking for the best dental insurance in NJ, we’re ready to offer the assistance you need at TMG Insurance Services.

Vision and Dental Insurance in New Jersey Through Medicare

Are you wondering if you’re able to get vision and dental insurance as a special enrollment health insurance agents in NJ through Medicare? This is actually a common question. Despite the fact that Medicare provides millions of Americans with coverage, dental insurance is not part of Traditional Medicare or even Medigap plans. This could be a surprising fact particularly considering the vital role that your dental health plays. However, a Medicare Advantage Plan provides help for a large amount of people. These are run by companies that contract with Medicare and are capable of offering additional coverage. Medicare Advantage Plans generally require a premium but often cap out-of-pocket costs. This means it is essential to carefully consider the advantages and disadvantages. With Medicare, there is no cap on out-of-pocket costs.

Medicare Advantage Plans for Individual Dental Insurance in Toms River NJ

A Medicare Advantage Plan can extend coverage to a number of areas, including:

  • Dental care
  • Hearing care
  • Hospitalization
  • Vision care
  • Prescription drugs

When you are taking a look at plans, you’ve got to make sure that it’s not just right for your future requirements but is capable of fitting within your budget. Contact TMG Insurance Services today to make sure you find family, individual or employee benefits health insurance in New Jersey that’s capable of meeting these requirements.

Special Enrollment Health Insurance Broker New Jersey

TMG Insurance is the one to call when you need a health insurance special enrollment broker in NJ. The period of Open Enrollment is typically the only time you can make adjustments to your current plan or sign up for new coverage in the state of NJ. There are exceptions, however, including when special Qualifying Life Events trigger a Special Enrollment period.

These are a few examples of Qualifying Life Events:
  • Marriage
  • Losing previous coverage
  • Having a child
  • Moving from another state

This gives you a short time to make changes. Be certain you make the right decisions for your budget and long-term health by relying on TMG Insurance for special health insurance enrollment near Toms River NJ.

Advantages of Family and Individual in NJ

If you are searching for family or individual dental insurance in New Jersey, knowing what you are looking at isn’t always easy. Dental care generally falls under several categories:

  • Routine and preventive care: This includes preventive examinations, cleanings and other diagnostic care
  • Basic procedures: This typically includes tooth extractions, fillings and root canals
  • Major procedures: This includes crowns, bridges and dentures

The category of cosmetic dentistry is not covered by insurance in many cases, which is essential to keep in mind. You need to check your deductible because this is the amount you will be required to pay before your plan pays. In different plans, rates for coinsurance are typically different. This means a different share of the cost will be paid by your insurance company. These are all essential factors to take into account carefully before selecting a plan. Making sure all of these factors are kept in balance is capable of being a challenge, particularly when you’re not always capable of being sure what your future requirements will be. At the TMG Insurance Services, this is what we are here for. When it comes to finding the best dental insurance in New Jersey, we can help.

Quality Care with the Best Dental Plan in New Jersey

If you have family or individual dental insurance in New Jersey, you can have the peace of mind in the knowledge that you are working to preserve your quality of life. A broad range of dental procedures may be needed as your life goes on. Several examples are:

  • Tooth extractions
  • Root canals
  • Dental plates
  • Fillings
  • Tooth cleanings

Your budget may not be prepared for needing to pay out-of-pocket for these procedures considering how expensive they are. As a result of TMG Insurance Services, you can Make certain you’re prepared to give your teeth the care they need by having the best dental plan in NJ.

Quality Options for Health Insurance

Family and Individual Insurance in NJ, NY, CT, PA, FL & More

Get Health Insurance

We are here to help you find the right plan for you whether already have health insurance and are looking to make a change or this is your first time looking, we’re here to help you find. We offer a broad variety of alternatives to make sure you’re able to access the coverage you need without going out of your budget.

Business Insurance Plans

Business and Group Insurance

If you’re looking for Group Health Insurance in NJ, we’re able to assist you in finding the options you need at TMG Insurance. Finding the choice that’s ideal for both you and your employees in terms of services offered and price isn’t going to be a problem because we’ve got plans of all types and sizes. We’ve got you covered whether you need standard health insurance or vision and dental.