Assurena Insurance Agency is an independent insurance brokerage agency that carries some of the best coverage options in the entire New USA.

Our Contacts

88 Centre Street North,
Toronto L4W 1C9
advisor@assurena.com admin@assurena.com
+1 (419)-507-0468
+1 (213)-345-0468

Working Hours

Monday
9.00 - 5.00
Tuesday
8.00 - 5.00
Wednesday
8.00 - 5.00
Thursday
8.00 - 5.00
Friday
8.00 - 4.00
Satureday
Closed
Sunday
Closed

Health Insurance & More

When looking for health insurance coverage, there are a number of options to consider that can help you lower your costs and get the best care possible. There are many popular plans out there that each comes with their own advantages and drawbacks that should be weighed carefully when selecting the right plan. Having a licensed health insurance broker on your side that understands the differences can ensure you make the right choice for individual or family health insurance.
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Finding the Right Health Insurance for You

health insurance plans new jersey

Health insurance plans are designed to provide coverage for a variety of medical needs, and the type of plan you choose should be tailored to your specific health care requirements. The amount of coverage available, the cost of deductibles, and the portion paid by the insurance company can all vary greatly depending on the type of plan chosen. Knowing these differences makes all the difference when it comes to saving on healthcare costs and getting the plan that’s right for you.

Start your free consultation today

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Affordable Care Act (ACA)

It’s important to remember that purchasing health insurance in NJ on your own or through your employer is required due to the way the Affordable Care Act (or Obamacare) was implemented. Opting out comes with a tax penalty. Subsidies may be offered to lower your costs for premiums depending on your income and size of your household. One of the benefits of the Affordable Care Act is that you can’t be charged a higher premium or denied coverage completely due to a pre-existing health condition.

Start your free consultation today

Enter some basic details and receive an expert consultation.

Hospital Indemnity Insurance

Hospital indemnity insurance can provide a much-needed financial boost in the case of unexpected hospital admission. It is designed to help cover additional out-of-pocket costs which are not usually covered by traditional health insurance plans. This type of insurance plan typically pays out cash benefits directly to policyholders to assist with paying for these extra expenses.

Policies differ in many ways, but cash payouts are typically given as a means of reducing or reimbursing the costs of hospital stays, emergency room visits, diagnostic tests, office visits, and inpatient and outpatient surgery. It can also be used to make up for any income lost as a result of your hospital stay.

Start your free consultation today

Enter some basic details and receive an expert consultation.

Individual & Family Health Insurance Plans

There is a wide variety of health insurance plans available to choose from and it can be difficult to know which one is best for you. Popular plans often provide many benefits, but may also lack coverage in certain areas you may need. It is essential to fully understand the differences between each plan in order to make an informed decision on the best health insurance option for you and your family.

Having a licensed health insurance broker in NJ makes it easier to find the insurance plan that’s right for you. The number of choices out there can make shopping for health insurance an overwhelming experience for many. Your needs may vary depending on your current health, your budget and other lifestyle factors. If you want to save money on healthcare costs, it’s important to look at the type of coverage, what your insurance plan will pay as well as what your deductible will be. This way you can be sure the plan you choose is right for your budget.

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Get Health Insurance

What does our health insurance cover?

    If you’re looking for a local health insurance agent in NJ, we’re here to serve you at TMG Insurance Services. When you’re shopping for health insurance, finding a plan that fits both your needs and your budget can be a challenge. There are many plans out there, and comparing and contrasting them on your own can feel like a full-time job. You also don’t want to end up with a plan that lacks the coverage you need. This is why working with a licensed health insurance advisor in New Jersey is such a great idea.

    Health Insurance Agent NJ

    As an independent health insurance broker in NJ, we have your best interests in mind at TMG Insurance Services. Despite the fact that we work with a large selection of highly rated insurance carriers, we don’t work for them or promote their plans specifically. We are here to work for you and make sure you find a plan that’s right for your individual needs.

    Independent Health Insurance Agency New Jersey

    Visit a licensed health insurance broker in NJ to be sure you avoid any penalties you’d incur from not having insurance. Obtaining family or individual health insurance in NJ either privately or through your employer is required by the Affordable Care Act or else you may find you have to pay a tax penalty. The Health Insurance Exchange offers many plans, but many people feel pressured to make a snap decision during open enrollment. Ensure you get a plan that will be right for your long-term needs and won’t break your budget by visiting an independent health insurance advisor in NJ.

    Health Insurance Licensed Agents New Jersey

    If you’re trying to find the health insurance plan that’s right for you, working with a licensed health insurance advisor in New Jersey is the best way to make that happen. Be sure to contact us today at TMG Insurance Services to get started.