The Medicare Group is the only place you have to turn to if you’re trying to find a licensed Medicare specialist in New Jersey. You need to make certain your health is in safe hands, meaning having reliable coverage. Helping you find the right choices for your budget and needs and taking the stress out […]
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The Medicare Group is the only place you have to turn to if you’re trying to find a licensed Medicare specialist in New Jersey. You need to make certain your health is in safe hands, meaning having reliable coverage. Helping you find the right choices for your budget and needs and taking the stress out of getting signed up is what we are all about. Supplemental insurance, prescription drug coverage and dental and vision options are several examples of alternatives available with your Medicare insurance that many people are unaware of. The support you require to make the best decisions for your health can be found here. Are you interested in the right options from a special enrollment Medicare advisor in NJ? We’re here to help at the Medicare Group.
Medicare Advantage Plans NJ
When you are interested in Medicare Advantage Plans from a licensed Medicare services in NJ, we can help at the Medicare Group. A large number of people receive vital coverage through Medicare. However, it’s not all-encompassing. Traditional Medicare lacks in key areas in certain ways, including:
- No prescription drugs
- No out-of-pocket limit
- Deductibles and copayments are still required for members
- No coverage for vision care
- No dental coverage
This does not mean you’re out of luck, however. Individuals seeking comprehensive, yet affordable health coverage are going to find Medicare Advantage plans provide an attractive alternative. These private companies offer benefits identical to Medicare that are also approved by the program. Compared to traditional Medicare, these plans offer more coverage, including services such as prescription drug and vision care. While still remaining cost-effective, Medicare Advantage Plans can provide coverage that will seriously impact your quality of life. Unsure if Medicare Advantage in New Jersey is the right option for you by getting in touch with the Medicare Group.
Medicare Agent NJ
As a local licensed Medicare expert in New Jersey, we’re capable of offering an array of benefits. A large number of people think getting Medicare is as simple as enrolling when you’re 65. One of the biggest reasons to work with a licensed agent is because we aren’t only capable of taking the stress out of the enrollment process but also connecting you to additional insurance options. This is because Medicare isn’t comprehensive and you may want other types of coverage such as dental and vision or supplemental insurance to cover gaps and reduce out of pocket costs. As an independent agent we can assess your needs and find the right option for you. Visiting a carrier directly gives you access to only limited options, making this a better choice. Find out more about what we can do for you as a local Medicare licensed expert in NJ by visiting us today at the Medicare Group.
Medicare Eligibility in New Jersey
Be certain to have someone you’re capable of counting on when you’re looking for a licensed Medicare agency in New Jersey to help you with special enrollment. Medicare typically becomes available when you turn 65 provided you have been paying the required taxes into the Medicare program. Being disabled or experiencing end-stage renal failure are exceptions. This is referred to as an Initial Enrollment Period. Failing to sign up for Medicare at this time means you generally aren’t able to make adjustments to your plan until the next open enrollment period at the year’s end. However, these are a few examples of special situations that may qualify you for a Medicare Special Enrollment period:
- Your plans contract with Medicare changes
- You lose eligibility or are now eligible for a Special Needs Plan
- Moving to a new area
- You gain or lose eligibility for financial assistance
- Losing current coverage
As soon as this period is triggered, you have a limited time to make the adjustments you need. The world of health and Medicare insurance is an overwhelming one to navigate for a large number of people. A lot of people discover themselves spending hours researching online only to find they have no idea which plan is best for their requirements. If you’d like to make to make the right decisions for your Special Medicare Enrollment, you want a qualified licensed Medicare Advantage specialist in NJ on your side.
Medicare Expert NJ
Are you trying to find a Medicare licensed agency in NJ to help you make the right choices for your health coverage needs? We’re standing by at the Medicare Group.
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