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Medicare Eligibility

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Medicare is a health insurance program run by the federal government which helps eligible persons with the costs associated with healthcare. Medicare consists four parts, Part A, B, C and D, and each part covers a separate area in the Medicare health care system. There are three main requirements you need to meet in order to qualify for Medicare benefits, they include the following:

  • You must have paid taxes into the Medicare system for at least 10 years (usually automatically deducted from your paycheck)
  • You must be 65 years or older
  • You have a disability or permanent kidney failure

Medicare Part A covers hospital insurance which aids with the costs associated with inpatient care in a hospital, a skilled nursing facility (following a hospital stay), some home health care and hospice care. Most eligible individuals do not have to pay a premium for Part A due to the following circumstances:

  • You receive or are eligible to receive Social Security benefits
  • You receive or are eligible to receive railroad retirement benefits
  • You contributed Medicare taxes when you were employed in a government job
  • You are the dependent parent of someone who worked long enough in a government job where Medicare taxes were paid

Medicare Part B covers medical insurance which helps pay for doctor visits, outpatient hospital care and other medical services which Part A does not cover. Any individual eligible for Part A can enroll in Part B by paying a monthly premium.

Medicare Part C is a Medicare Advantage plan, which incorporates several different plans in order to meet as many individuals needs as possible. You are eligible for Part C if you are currently enrolled in Medicare Part A and B. Due to the extra benefits Part C offers, most individuals have to pay a monthly premium. Typically, Part C plans have networks and you are required to use the doctors and hospitals that belong to the network of the specific plan you chose.

Medicare Part D pertains to prescription drug coverage. Medicare Part D assists individuals with the high costs of prescription medication. Anybody enrolled in a Medicare Part A, B or C is eligible for Part D coverage. Enrolling in a Medicare Part D program is voluntary so there is a monthly premium which is to be paid to the insurance provider.

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The Medicare Group is here to help when you need a licensed Medicare broker in NJ. If you find the world of Medicare and health insurance to be overwhelming, you're not alone. Some people think as soon as they hit 65, they will sign up for Medicare and it's as simple as that. However, to be sure you're getting the level of coverage you need, it's important to work with a licensed Medicare specialist in New Jersey.

Local Medicare Services New Jersey

As licensed Medicare agents in New Jersey, we can help you get enrolled for Medicare. Traditional Medicare under Parts A and B offer coverage for many situations, such as doctor's visits, hospital stays, and more. This becomes available when you turn 65, if you have been paying into the Medicare system. You may also qualify for Medicare insurance if you have certain disabilities or end-stage renal failure.

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As a local Medicare agency in NJ, we can help you find the plan that's right for your needs. We will also ensure you understand the different aspects of Medicare and what is covered. Medicare insurance comes in different parts.
  • Part A: Inpatient Services
  • Part B: Outpatient Services
  • Part C: Medicare Advantage/Private Insurance
  • Part D: Prescription Drug Coverage
  • Part E, F & G: Medicare Supplement Insurance
  • Part N: Medigap Insurance

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Working with a local Medicare agent in NJ is beneficial for many reasons. You don't want to obtain services thinking you have coverage when you don't, as this can result in serious out-of-pocket costs. You also don't want to overpay for services you don't need. This is why having the help of a licensed Medicare specialist in NJ is so helpful. We will ensure you get the plan that's the right fit.
As a licensed Medicare insurance advisor in NJ, we can help you find the insurance options that are right for your needs. Navigating the world of Medicare insurance isn't always as easy as you might think. Having an experienced professional on your side can make all the difference. We'll help you find a plan that fits comfortably within your budget offering the coverage you need without leaving you paying extra for services you don't.

Medicare Agents in NJ

If you're looking for supplemental insurance, having a Medicare licensed advisor in NJ is essential. Traditional Medicare, or Medicare Parts A and B, offers a number of essential benefits when it comes to both inpatient and outpatient services. However, this is by no means comprehensive. You can still end up with significant out-of-pocket costs, which is why many individuals choose to enroll in a plan for Medicare Supplement Insurance. Also known as Medigap, these plans can help you cover the gaps in Traditional Medicare to ensure your expenses are kept to a minimum. You can find out more by speaking to a Medicare licensed advisor in NJ at the Medicare Group.

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When it comes to Medicare supplement insurance, having a licensed Medicare insurance agent in New Jersey on your side is essential. There are 10 different Medigap plans, all offering their own benefits. While benefits in these plans are standard, the rates offered by different insurance companies are not. If this sounds complicated, it doesn't have to be. As a licensed Medicare agency in NJ, we can help you find the right plan for your long-term needs and budget.

Medicare Licensed Agents in NJ

If you've been looking for licensed Medicare insurance agents in NJ, we're here to help at the Medicare Group. Visit us today to get started.
If you're looking for a licensed Medicare agent in NJ, the Medicare Group can help. Trying to find the right insurance options for your needs and budget can be difficult without an experienced professional on your side. It's not as easy as simply signing up for Medicare as soon as you turn 65. You need to be sure you get the coverage you need in the long term. As an experienced Medicare specialist in NJ, the Medicare Group can offer the guidance you need to make the right decisions for your long-term health and wellness while protecting your finances.

Medicare Insurance Agency New Jersey

As a licensed Medicare specialist in NJ, we can help when you want to get the coverage you need for prescription drugs. Prescription drugs aren't covered with Traditional Medicare in Parts A and B. However, this is an important consideration as the cost of prescription drugs can add up significantly. It can also be tough to predict what your needs will be as far as prescription drugs and other health care services in the future. Having an independent Medicare advisor in New Jersey on your side can ensure you're making the right decisions for your future.

Medicare Advantage Expert NJ

Prescription drug insurance in NJ is available in a variety of forms. You can enroll in Medicare Part D if you are eligible for and already enrolled in Parts A and B. Standalone plans are also available. Prescription drug coverage is also something many Medicare Advantage Plans offer. Find the option that's right for you by speaking to a licensed Medicare Advantage specialist in NJ.

Licensed Medicare Agents NJ

Be sure you find the right options for Medicare by having a licensed Medicare agent in NJ on your side. Specialists are waiting to help at the Medicare Group.
If you're looking for a licensed Medicare Advantage specialist in New Jersey, we can help at the Medicare Group. Medicare isn't always as simple as people think it's going to be. Having an experienced professional on your side to help you choose the right plan is a must. There are many options out there, and you don't want to find that you're lacking the coverage you need. This can result in serious out-of-pocket costs. Let us help you go beyond Traditional Medicare by helping you find a Medicare Advantage Plan in NJ.

Medicare Advantage Specialist New Jersey

Speaking to a Medicare Advantage agent in NJ can help you get the protection you're looking for. Traditional Medicare offers many inpatient and outpatient services. However, these plans are lacking in many areas. This is where Medicare Advantage Plans come in. These plans are offered by private companies but come with the same benefits as Medicare. This allows them to offer additional services with the added convenience of having everything bundled under a single plan. When it comes to Medicare Advantage Plans in NJ, there are many options out there from various A-rated carriers. This is why having the help of a licensed broker is so important. These are just a few of the services that may be included in your Medicare Advantage Plan:
  • Dental coverage
  • Vision coverage
  • Prescription drugs
  • Acupuncture
  • Wellness and fitness services
  • Hearing services
  • Acupuncture
  • And many more!
This list is only the beginning. There are many plans to choose from each offering its own benefits. To find the plan right for your needs, you need a licensed Medicare Advantage specialist in NJ on your side.

Local Medicare Advantage Expert NJ

Visit us at the Medicare Group if you need a local Medicare Advantage expert in New Jersey.
If you have any questions about Medicare Eligibility and need a licensed Medicare expert in NJ, visit us at the Medicare Group. Medicare is a program for health insurance run by the federal government. If you are 65 years or older and have paid taxes into the Medicare system for at least ten years, you are eligible for Medicare. You can also access Medicare services if you have a disability or end-stage kidney failure. However, signing up for Traditional Medicare is just the beginning. You need to be sure the plan you choose offers the coverage you need in your budget. This is why you need a local Medicare specialist in New Jersey on your side.

Licensed Medicare Expert in NJ

Having a local Medicare broker in New Jersey on your side can help you get the plan that's right for your needs. Medicare comes in different parts, making it confusing for many people looking at it for the first time. It is split into different "Parts." Traditional Medicare is known as Parts A and B. Part A covers inpatient services and hospitalization and typically doesn't come with a premium. Part B pays for outpatient service and doctor visits and does come with a monthly premium. Part C offers private insurance under Medicare Advantage Plans to accommodate individuals by offering more coverage, such as vision and dental. Part D is an optional program that covers the costs of prescription drugs for an additional monthly premium. Find out more about the different parts of Medicare and which plan is right for you by visiting a licensed Medicare expert in NJ - the Medicare Group.

Local Medicare Services in New Jersey

Get started today by visiting a trusted Medicare licensed agency in NJ. We're ready to serve you at the Medicare Group.